The Top 10 Fee Only Retirement Planners Providers in 2026

Wedmont Private Capital, a cutting-edge financial advisory firm, offers a refreshing and innovative approach to private wealth management. Championing a fixed-flat-fee model, this company caters to high-net-worth investors, providing comprehensive advice, tax efficient portfolios, and lower fees. The firm's founders, Dominic Corabi and James Pelletier, both seasoned veterans from Credit Suisse and Vanguard respectively, launched Wedmont with a mission to rectify the shortcomings of traditional wealth management. The firm's fee structure, which does not increase with the size of the portfolio, sets it apart from competitors and provides a tangible benefit to clients. With a robust virtual service model, Wedmont serves clients across 39 states, demonstrating a modern and flexible approach to wealth management.

Savant Wealth Management is a reputable US-based company that specializes in comprehensive wealth and asset management services. With a distinguished track record dating back to 1986, Savant has served over 17,000 clients, and manages and advises on over $38.4 billion in client assets. The firm takes pride in its array of services including investment management, estate planning, tax advisory, and specialized services for high-net-worth individuals going through divorce. As a fee-only retirement planner, Savant firmly places its clients' interests at the forefront, reflecting their fiduciary commitment. The experienced team, combined with the firm's impressive accolades, position Savant Wealth Management as a reliable and proficient partner for navigating the complexities of wealth management.

Searcy Financial is a US-based fee-only retirement planning firm that tailors its services to match the unique needs of its clients. The firm stands out in its commitment to not merely "get the job done," but to create strategic, personalized plans that help clients see their financial future. The team at Searcy Financial is hands-on with investment management, ensuring each decision is backed by rigorous research, education, and experience. With a strong focus on education and empowerment, the firm offers continual support while helping clients navigate their financial journey. It's noteworthy that they uphold a fiduciary approach, prioritizing their clients' interests and maintaining transparency in their business model. The firm's high responsiveness and commitment to exceeding best practices underscores their dedication to top-notch client service.

Established in 2000, Northstar Financial Planners has carved a niche for itself as a trusted fee-only fiduciary financial advisor serving the Fort Lauderdale area. The firm offers specialized financial planning services to pre-retirees, Florida Retirement System special risk employees, and families of children with special needs. What sets Northstar apart is its commitment to personalized retirement plans, inclusive of investment management and Social Security optimization. The firm's expertise in the Florida Retirement System is particularly noteworthy, providing special risk employees with straightforward advice on pension options and early retirement. Northstar's dedication to families with special needs children, ensuring their future without compromising retirement goals, speaks volumes of its client-centric approach.

The Advisory Firm, based in Alpharetta, Georgia, stands out as a fee-only fiduciary financial planning company with a focus on retirement planning. Their approach is comprehensive, encompassing not only investments but also tax strategies, all geared towards helping clients achieve their life goals. There is no product selling involved, indicating a client-centric orientation. They also offer a unique 'No Stress Retirement(TM)' approach to wealth management, offering peace of mind to those nearing or in retirement. The founder, James A. Daniel, holds multiple accolades including CFP(R), CFA, CMT, and EA, ensuring a high level of expertise in financial planning. The firm's commitment to dynamic portfolio management, along with its innovative MyVizer account aggregation app, exemplifies its adaptability in today's ever-changing financial landscape.

Retirement Income Solutions, based in Ann Arbor, has established a remarkable presence as a fee-only retirement planner for over 30 years. Their unique asset is a team of financial advisors, including a Chartered Financial Analyst(R) and Certified Financial Planner(TM) professionals, who offer personalized, unbiased, and independent financial advice to over 1,200 families nationwide. The firm prides itself on its comprehensive approach, managing an array of accounts from 401k and IRA to trusts and taxable accounts. They also offer forward-looking strategies, aiming to stay ahead of market trends. With a rich history of serving a diverse clientele including university professionals, small business owners, and auto executives, Retirement Income Solutions emerges as a notable choice in the retirement planning landscape.

Satori Wealth stands out as a dedicated, fee-only fiduciary financial planner based in San Diego, catering specifically to soon-to-be and recent retirees. With over 20 years of experience, the company offers a personalized approach to retirement planning, emphasizing transparency, credibility, and a commitment to act solely in the client's best interest. Their innovative RetireNow(TM) Checkup provides a comprehensive one-page assessment to guide critical next steps towards achieving retirement goals. The company's expertise spans prudent investment management and tax reduction planning, proving to be a one-stop shop for all retirement planning needs. By presenting real-life case studies, Satori Wealth demonstrates its ability to tackle complex financial challenges and offer tailored solutions for success. Their services ensure a secure, confident and fulfilling retirement for its clients.

Willamette Team, operating under Wealth Enhancement, offers a comprehensive suite of financial planning services, with a particular focus on retirement strategies. Based in Clackamas and Salem, Oregon, the team has a stellar reputation for personalized financial planning, extensive tax planning, and investment management. Their emphasis on client education stands out, aiming to demystify complex financial concepts and empower clients to make informed decisions confidently. The team's expertise extends to special needs planning and employee retirement account management, proving their dedication to catering to a broad range of client needs. Overall, Willamette Team appears to be a strong choice for individuals or businesses seeking tailored, full-service financial planning.

Future Perfect Planning, based in Brooklyn, New York, emerges as a progressive player in the field of financial planning, catering predominantly to mid-career professionals. The company stands out for its holistic, forward-thinking approach that blends current needs with future aspirations. Their services are not one-size-fits-all; rather, they offer tailored strategies for those grappling with complex decisions, such as major purchases, career changes, or balancing multi-generational financial responsibilities. The founder, Cristina Guglielmetti, CFP(R), takes an empowering stance on money management, emphasizing that finances should serve and facilitate one's desired lifestyle. Additionally, the firm provides a wealth of resources, including the "QuickTips" and "Actionable, informative articles" sections on the website, making financial literacy accessible to their clients.

The Planning Center, a U.S. based firm, offers comprehensive fee-only financial planning and investment services. Their diverse team of experts, including financial planners, tax advisors, and client relationship specialists, offers personalized guidance through every stage of life, from asset management to estate planning. They are particularly noted for their empathetic approach during life transitions such as childbirth, marriage, or loss of a loved one. With seven office locations across the U.S., they serve clients on both a local and national scale. Furthermore, The Planning Center has a robust online presence with resources like webinars and podcasts, reinforcing their commitment to client education and empowerment.